Buying on the Big Island

Living in West Hawaii since the 1980's, I was lured from the Pacific Northwest for the great climate and the year-round active lifestyle. On our first trip, we had planned on visiting other islands of Hawaii, and after a few days here we cancelled reservations, and instead began our pursuit of real estate possibilities in Kona. Since then, we've constructed or remodeled six custom homes and developed a unique subdivision in desirable Holualoa. I designed floor plans, selected and purchased materials, and supervised the finish work and quality control for these properties. I know how to work with architects, contractors and county agencies. I am pleased to share my experience and knowledge with you to, hopefully, prevent you from having to learn first hand the harder lessons I've learned along the way.

I have a thorough understanding of West Hawaii's diversity of climates, temperatures and communities. We'll talk about what is important to you, and I'll guide you to find the best property to suit your needs.

Once you've chosen the best property, I'll coach you through every step of your transaction, and I will commit to a Buyer's Services Guarantee.

I am honored to have the loyalty of my clients who have returned to buy and sell another property. You are invited to view client testimonials to see what past clients have had to say. I hope this will build your trust that I will use all my knowledge and skill to get you into your new home with ease.

Before Shopping for a Home

• Get prequalified for a loan. Prequalifying for a loan will give you a clear picture of your purchasing power. It's easy to prequalify these days. A simple call will get you started. Contact Coldwell Banker Mortgage at 1-877-634-5676 or online at www.coldwellbankermortgage.com. Or you can contact me for a reference to excellent local lenders in Kona. From the seller's perspective, a prequalified buyer is a very serious buyer, and having done their homework, is in a better position to complete the sale.
• Determine your family's needs in a home. Take into consideration proximity to schools, shopping, the ocean as well as climate, rainfall and temperature. Also consider how much work you are willing to do to the property to make it your perfect home.
• Trust your decision with my Buyer's Services Guarantee.

Buyer FAQs

Here are some answers to questions frequently asked by buyers:

What do Leasehold and Fee Simple mean?

If you purchase a fee simple property, you buy the land and any improvements on that land. This is the most common type of real estate that you will likely encounter.

Why would anyone want to buy leasehold property?

Leasehold property is often less expensive to purchase and the lease is depreciable, which may have tax advantages for you as a buyer. You should always consult your tax advisor and your attorney before purchasing any property.

What about utility costs and services?

With year round temperatures in most West Hawaii areas ranging between the low 70's and mid to upper 80's, you will not likely have the cost of heating your home. However, if you utilize air-conditioning, your electric bill will be higher than usual. Utility costs include electric, water, sewer (if applicable), phone and cable. There is no natural gas source on the island. Many people choose to install propane tanks on their property. Solar water heating and solar electrical generation are becoming great long-term, money-saving options.

For more information about moving to the Big Island see my Relocation Tips page. For more buyer's tips, see For the Buyer on the Coldwell Banker Maryl website and Home Buying Resources and First Time Home Buyer Tips on the Coldwell Banker website.